How to use this calculator
Low utilization makes each productive hour absorb more fixed cost. Enter energy as cost per hour: multiply consumption by your verified fuel or electricity price. Include servicing, tires, tracks, wear parts and repairs in your maintenance reserve.
The formula
Hourly total = annual fixed ownership cost / annual productive hours + energy + maintenance. Annual fixed cost = (taxed acquisition − resale + holding-period interest) / years + insurance + property tax + storage.
Financing: purchase tax is financed after the down payment. Interest is summed on the declining balance for the shorter of loan term and holding period. Outstanding principal is a liability at resale; principal is not counted again because acquisition is already included. No opportunity cost or present-value discounting is modeled.
What to keep in mind
Operator wages, transport, profit and downtime are excluded. Add them separately to estimate a customer billing rate.
Use consistent nominal USD values. Taxes default to zero because rates and exemptions vary. Supply applicable sales and property taxes from your jurisdiction. Income tax deductions and credits are excluded. Rental energy and maintenance are assumed included in the entered rental rate; add any renter-paid costs to that rate.